/* ═══════════════════════════════════════════════════════════════════════
   SHIFT COLLECTIVE V7.1 — DESIGN SYSTEM
   Direction B: dark hero/nav/footer + alternating light sections.
   Type: Fraunces (display) · Inter (body) · IBM Plex Mono (data labels)
   8pt spacing grid · fluid type · WCAG AA on both dark and light surfaces
   ═══════════════════════════════════════════════════════════════════════ */

@font-face{font-family:'Fraunces';src:url('/assets/fonts/Fraunces-300-700.woff2') format('woff2');font-weight:300 700;font-style:normal;font-display:swap}
@font-face{font-family:'Inter';src:url('/assets/fonts/Inter-100-900.woff2') format('woff2');font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:'IBM Plex Mono';src:url('/assets/fonts/IBMPlexMono-400.woff2') format('woff2');font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:'IBM Plex Mono';src:url('/assets/fonts/IBMPlexMono-500.woff2') format('woff2');font-weight:500;font-style:normal;font-display:swap}

:root{
  /* dark surfaces */
  --ink:#070C18;--ink-2:#0A1122;--ink-panel:#0E1730;--ink-panel-2:#121D3A;
  --ink-line:rgba(133,163,220,.14);--ink-line-2:rgba(133,163,220,.26);
  --ink-text:#C7D2E6;--ink-muted:#8B99B5;--ink-head:#F4F7FD;
  /* light surfaces */
  --paper:#F5F6FA;--paper-2:#FFFFFF;--paper-3:#ECEFF6;
  --line:#E2E6EF;--line-2:#CBD2E0;
  --text:#2A3550;--muted:#5A6784;--head:#101B33;
  /* accent */
  --blue:#2557D6;--blue-br:#3E7BFF;--blue-lt:#7FA8FF;--blue-deep:#1B41A8;
  --blue-dim:rgba(62,123,255,.10);--blue-glow:rgba(62,123,255,.38);
  --green:#0E7A45;--green-br:#46DA8B;--red:#C0392B;--red-br:#F47A6B;--amber:#B7791F;
  /* system */
  --r:12px;--rl:18px;--pill:100px;
  --ease:cubic-bezier(.2,.7,.2,1);
  --disp:'Fraunces',Georgia,serif;
  --b:'Inter',system-ui,-apple-system,sans-serif;
  --m:'IBM Plex Mono',ui-monospace,monospace;
  /* 8pt grid steps */
  --s1:8px;--s2:16px;--s3:24px;--s4:32px;--s5:40px;--s6:48px;--s8:64px;--s10:80px;--s12:96px;
}

*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{background:var(--ink);color:var(--text);font-family:var(--b);font-size:16.5px;line-height:1.65;overflow-x:hidden}
a{text-decoration:none;color:inherit}
button{font-family:var(--b);cursor:pointer;border:none;background:none;color:inherit}
input,select,textarea{font-family:var(--b)}
img{max-width:100%;height:auto}
::selection{background:var(--blue);color:#fff}
:focus-visible{outline:2px solid var(--blue-br);outline-offset:3px;border-radius:3px}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}}
@view-transition{navigation:auto}

.wrap{max-width:1180px;margin:0 auto;padding:0 clamp(1.2rem,5vw,2.5rem)}
.flag{display:inline-block;width:1.35em;height:1.05em;border-radius:2px;object-fit:cover;vertical-align:-.16em;box-shadow:0 0 0 1px rgba(0,0,0,.08),0 1px 2px rgba(8,14,30,.18);flex:none}
.flag.lg{width:2.6rem;height:2rem;border-radius:4px}

/* ── Buttons: designed hover/focus/active/disabled ─────────────────────── */
.btn-p,.btn-s,.btn-blue,.btn-ghost{display:inline-flex;align-items:center;gap:.65rem;border-radius:var(--pill);font-size:.88rem;font-weight:600;line-height:1;padding:.85rem 1.5rem;transition:transform .25s var(--ease),box-shadow .25s,background .25s,border-color .25s,color .25s;will-change:transform}
.btn-p{background:var(--head);color:#fff}
.btn-p:hover{background:var(--blue);box-shadow:0 14px 30px -10px var(--blue-glow);transform:translateY(-1px)}
.btn-p:active{transform:translateY(0);box-shadow:none}
.on-dark .btn-p,.hero .btn-p,.page-hero .btn-p{background:#fff;color:var(--head)}
.on-dark .btn-p:hover,.hero .btn-p:hover,.page-hero .btn-p:hover{background:var(--blue-br);color:#fff}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{background:var(--blue-br);box-shadow:0 14px 32px -10px var(--blue-glow);transform:translateY(-1px)}
.btn-blue:active{transform:translateY(0)}
.btn-s{background:transparent;color:var(--head);border:1px solid var(--line-2);padding:.8rem 1.45rem}
.btn-s:hover{border-color:var(--blue);color:var(--blue);background:rgba(37,87,214,.05)}
.on-dark .btn-s,.hero .btn-s,.page-hero .btn-s{color:var(--ink-head);border-color:var(--ink-line-2)}
.on-dark .btn-s:hover,.hero .btn-s:hover,.page-hero .btn-s:hover{border-color:var(--blue-br);color:var(--blue-lt);background:var(--blue-dim)}
.btn-p:disabled,.btn-blue:disabled,.btn-s:disabled{opacity:.45;cursor:not-allowed;transform:none;box-shadow:none}
.btn-p .ico,.btn-s .ico,.btn-blue .ico{transition:transform .25s var(--ease);font-family:var(--m)}
.btn-p:hover .ico,.btn-s:hover .ico,.btn-blue:hover .ico{transform:translateX(3px)}

/* ── Nav ───────────────────────────────────────────────────────────────── */
.nav{position:fixed;top:0;left:0;right:0;z-index:90;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.9rem clamp(1.2rem,4vw,3rem);background:rgba(7,12,24,.55);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-bottom:1px solid transparent;transition:background .35s,border-color .35s,padding .35s}
.nav.scrolled{background:rgba(7,12,24,.9);border-bottom-color:var(--ink-line);padding-top:.6rem;padding-bottom:.6rem}
.brand{display:flex;align-items:center;gap:.7rem;flex:none}
.seal{width:34px;height:34px;flex:none;border-radius:10px;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:1.05rem;font-family:var(--disp);background:linear-gradient(150deg,var(--blue-br),var(--blue-deep));box-shadow:0 6px 18px var(--blue-glow)}
.brand .nm{font-size:1.14rem;font-weight:600;color:var(--ink-head);letter-spacing:-.01em;line-height:1}.brand .nm i{font-style:normal;color:var(--blue-lt)}
.brand .sb{font-family:var(--m);font-size:.5rem;letter-spacing:.28em;text-transform:uppercase;color:var(--ink-muted);margin-top:4px;display:block}
.nav-links{display:flex;align-items:center;gap:1.7rem}
.nav-links>a,.nav-drop>button{font-size:.87rem;color:var(--ink-text);transition:color .2s;display:inline-flex;align-items:center;gap:.35rem;padding:.4rem 0}
.nav-links>a:hover,.nav-drop>button:hover{color:#fff}
.nav-drop{position:relative}
.nav-drop .chev{font-size:.6rem;transition:transform .25s;color:var(--ink-muted)}
.nav-drop.open .chev{transform:rotate(180deg)}
.drop-panel{position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%) translateY(6px);min-width:560px;background:var(--paper-2);border:1px solid var(--line);border-radius:var(--rl);box-shadow:0 30px 70px -20px rgba(8,14,30,.45);padding:.6rem;display:grid;grid-template-columns:1fr 1fr;gap:2px;opacity:0;pointer-events:none;transition:opacity .22s,transform .22s var(--ease)}
.nav-drop.open .drop-panel{opacity:1;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.drop-panel a{display:flex;gap:.75rem;align-items:flex-start;padding:.7rem .8rem;border-radius:10px;transition:background .18s}
.drop-panel a:hover{background:var(--paper)}
.drop-panel .di{width:34px;height:34px;flex:none;border-radius:9px;background:rgba(37,87,214,.08);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--blue)}
.drop-panel .di svg{width:17px;height:17px}
.drop-panel .dn{font-size:.85rem;font-weight:600;color:var(--head);line-height:1.25}
.drop-panel .dd{font-size:.73rem;color:var(--muted);margin-top:2px;line-height:1.4}
.drop-panel .all{grid-column:1/-1;justify-content:center;font-size:.8rem;font-weight:600;color:var(--blue);border-top:1px solid var(--line);border-radius:0 0 12px 12px;margin-top:2px}
.nav-right{display:flex;align-items:center;gap:1rem;flex:none}
.burger{display:none;flex-direction:column;gap:5px;padding:8px;z-index:99}
.burger span{width:22px;height:2px;background:var(--ink-head);border-radius:2px;transition:.3s}
.burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{position:fixed;inset:0;z-index:95;background:rgba(7,12,24,.98);backdrop-filter:blur(20px);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:1.1rem;opacity:0;pointer-events:none;transition:opacity .3s;overflow-y:auto;padding:5rem 1.5rem 3rem}
.mobile-menu.open{opacity:1;pointer-events:auto}
.mobile-menu a{font-size:1.25rem;color:var(--ink-head);font-weight:500}
.mobile-menu a:hover{color:var(--blue-lt)}
.mobile-menu .sub{font-size:.9rem;color:var(--ink-muted)}
@media(max-width:980px){.nav-links{display:none}.burger{display:flex}.nav-right .btn-p{display:none}}

/* ── Page shells ───────────────────────────────────────────────────────── */
.sec{padding:clamp(3.5rem,8vw,6.5rem) 0}
.sec-light{background:var(--paper);color:var(--text)}
.sec-white{background:var(--paper-2);color:var(--text)}
.sec-dark{background:var(--ink);color:var(--ink-text)}
.sec-dark2{background:var(--ink-2);color:var(--ink-text)}
.sec-no{font-family:var(--m);font-size:.66rem;color:var(--blue);letter-spacing:.2em;text-transform:uppercase;display:block;margin-bottom:.9rem}
.sec-dark .sec-no,.sec-dark2 .sec-no{color:var(--blue-lt)}
.h-sec{font-family:var(--disp);font-weight:500;color:var(--head);font-size:clamp(1.9rem,4.2vw,3rem);line-height:1.08;letter-spacing:-.02em;max-width:700px}
.h-sec i{font-style:italic;color:var(--blue)}
.sec-dark .h-sec,.sec-dark2 .h-sec{color:var(--ink-head)}.sec-dark .h-sec i,.sec-dark2 .h-sec i{color:var(--blue-lt)}
.sec-sub{color:var(--muted);margin-top:1rem;font-size:1.02rem;line-height:1.7;max-width:600px}
.sec-dark .sec-sub,.sec-dark2 .sec-sub{color:var(--ink-muted)}
.sec-top{display:flex;justify-content:space-between;align-items:flex-end;gap:2rem;flex-wrap:wrap;margin-bottom:2.4rem}

/* Dark page hero (interior pages) */
.page-hero{background:var(--ink);padding:9.5rem 0 3.5rem;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;inset:0;pointer-events:none;background:radial-gradient(90% 120% at 85% -30%,rgba(62,123,255,.16),transparent 60%)}
.page-hero .wrap{position:relative}
.page-hero h1{font-family:var(--disp);font-weight:500;color:var(--ink-head);font-size:clamp(2.2rem,5.4vw,3.7rem);line-height:1.05;letter-spacing:-.02em;max-width:820px}
.page-hero h1 i{font-style:italic;color:var(--blue-lt)}
.page-hero .lead{color:var(--ink-muted);margin-top:1.2rem;font-size:clamp(1rem,1.6vw,1.12rem);line-height:1.7;max-width:640px}
.page-hero .cta-row{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.8rem}
.crumbs{font-family:var(--m);font-size:.68rem;letter-spacing:.06em;color:var(--ink-muted);display:flex;flex-wrap:wrap;gap:.45rem;align-items:center;margin-bottom:1.4rem;text-transform:uppercase}
.crumbs a{color:var(--ink-muted);transition:color .2s}.crumbs a:hover{color:var(--blue-lt)}
.crumbs .sep{color:var(--ink-line-2)}
.crumbs .cur{color:var(--ink-text)}

/* ── Home hero + signature live-calculating element ───────────────────── */
.hero{position:relative;min-height:92vh;display:flex;align-items:center;padding:10rem clamp(1.2rem,4vw,3rem) 5rem;overflow:hidden;background:var(--ink)}
.hero::before{content:'';position:absolute;inset:0;pointer-events:none;background:repeating-linear-gradient(90deg,rgba(150,180,235,.04) 0 1px,transparent 1px 26px);-webkit-mask-image:linear-gradient(180deg,transparent,#000 25%,#000 80%,transparent);mask-image:linear-gradient(180deg,transparent,#000 25%,#000 80%,transparent)}
.hero::after{content:'';position:absolute;inset:-20%;pointer-events:none;filter:blur(90px);opacity:.55;background:radial-gradient(34% 44% at 76% 24%,rgba(62,123,255,.4),transparent 70%),radial-gradient(38% 48% at 22% 78%,rgba(27,65,168,.24),transparent 72%)}
.hero-grid{position:relative;z-index:2;width:100%;max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.eyebrow{font-family:var(--m);font-size:.66rem;font-weight:500;letter-spacing:.24em;text-transform:uppercase;color:var(--blue-lt);display:inline-flex;align-items:center;gap:.7rem;margin-bottom:1.5rem}
.eyebrow::before{content:'';width:28px;height:1px;background:var(--blue-br)}
.h-hero{font-family:var(--disp);font-weight:500;color:#fff;line-height:1.02;font-size:clamp(2.6rem,6.4vw,4.6rem);letter-spacing:-.025em}
.h-hero i{font-style:italic;background:linear-gradient(100deg,var(--blue-lt),var(--blue-br));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.hero-lead{color:var(--ink-muted);max-width:540px;margin-top:1.5rem;font-size:clamp(1rem,1.7vw,1.14rem);line-height:1.75}
.hero-cta{display:flex;gap:.9rem;flex-wrap:wrap;margin-top:2.2rem}
.hero-flags{display:flex;align-items:center;gap:.45rem;margin-top:2.6rem;flex-wrap:wrap}
.hero-flags .flag{width:1.55em;height:1.2em;opacity:.85;transition:opacity .2s,transform .2s}
.hero-flags a:hover .flag{opacity:1;transform:translateY(-2px)}
.hero-flags .hf-lbl{font-family:var(--m);font-size:.6rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-muted);margin-right:.5rem}
/* signature: live savings ticket */
.ticket{position:relative;background:linear-gradient(163deg,rgba(16,26,50,.92),rgba(10,17,34,.94));border:1px solid var(--ink-line-2);border-radius:20px;padding:1.7rem 1.7rem 1.5rem;box-shadow:0 40px 90px -30px rgba(3,8,20,.9),inset 0 1px 0 rgba(150,185,255,.12);backdrop-filter:blur(8px)}
.ticket::before{content:'';position:absolute;top:-30%;right:-25%;width:70%;height:70%;border-radius:50%;background:radial-gradient(circle,var(--blue-dim),transparent 68%);pointer-events:none}
.ticket .t-head{display:flex;justify-content:space-between;align-items:center;gap:1rem;margin-bottom:1.2rem}
.ticket .t-lbl{font-family:var(--m);font-size:.62rem;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-muted)}
.ticket .t-flags{display:flex;gap:.3rem;flex-wrap:wrap}
.ticket .tf{padding:.28rem .34rem;border-radius:7px;border:1px solid transparent;line-height:0;transition:border-color .2s,background .2s;cursor:pointer}
.ticket .tf:hover{border-color:var(--ink-line-2)}
.ticket .tf.on{border-color:var(--blue-br);background:var(--blue-dim)}
.ticket .tf .flag{width:1.35em;height:1.05em}
.ticket .t-amt{font-family:var(--disp);font-weight:600;color:#fff;font-size:clamp(2.5rem,5.5vw,3.6rem);line-height:1;letter-spacing:-.03em;text-shadow:0 0 44px rgba(62,123,255,.4);font-variant-numeric:tabular-nums}
.ticket .t-cap{font-size:.78rem;color:var(--ink-muted);margin-top:.55rem}
.ticket .t-cap b{color:var(--green-br);font-weight:600}
.ticket .t-bars{margin-top:1.3rem;display:grid;gap:.75rem}
.ticket .tb .bl{display:flex;justify-content:space-between;font-size:.72rem;margin-bottom:.3rem}
.ticket .tb .bl .t{color:var(--ink-text);font-weight:600}.ticket .tb .bl .v{font-family:var(--m);color:var(--ink-muted);font-variant-numeric:tabular-nums}
.ticket .tb .tr{height:14px;border-radius:6px;background:rgba(133,163,220,.08);border:1px solid var(--ink-line);overflow:hidden}
.ticket .tb .fi{height:100%;width:0;border-radius:5px;transition:width .9s var(--ease)}
.ticket .tb .fi.a{background:linear-gradient(90deg,#232f4e,#31436b)}
.ticket .tb .fi.b{background:linear-gradient(90deg,var(--blue-deep),var(--blue-br))}
.ticket .t-foot{display:flex;justify-content:space-between;align-items:center;gap:1rem;margin-top:1.4rem;padding-top:1.2rem;border-top:1px dashed var(--ink-line-2)}
.ticket .t-note{font-size:.68rem;color:var(--ink-muted);max-width:200px;line-height:1.5}
.ticket .t-link{font-size:.8rem;font-weight:600;color:var(--blue-lt);white-space:nowrap}
.ticket .t-link:hover{color:#fff}
@media(max-width:940px){.hero{min-height:auto;padding-top:8.5rem}.hero-grid{grid-template-columns:1fr}.ticket{max-width:480px}}

/* ── Cards & grids ─────────────────────────────────────────────────────── */
.card{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--rl);padding:1.8rem;transition:border-color .3s,box-shadow .3s,transform .3s var(--ease)}
a.card:hover{border-color:var(--blue);box-shadow:0 24px 50px -28px rgba(16,27,51,.35);transform:translateY(-4px)}
.card h3{font-size:1.14rem;font-weight:600;color:var(--head);margin-bottom:.55rem;line-height:1.3}
.card p{font-size:.9rem;color:var(--muted);line-height:1.65}
.card .go{margin-top:1.1rem;font-size:.82rem;font-weight:600;color:var(--blue);display:inline-flex;align-items:center;gap:.35rem}
.card .go .ico{transition:transform .25s var(--ease)}
a.card:hover .go .ico{transform:translateX(3px)}
.card-ico{width:46px;height:46px;border-radius:12px;background:rgba(37,87,214,.07);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--blue);margin-bottom:1.2rem}
.card-ico svg{width:22px;height:22px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem;align-items:stretch}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.1rem}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
@media(max-width:940px){.grid3{grid-template-columns:repeat(2,1fr)}.grid4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.grid3,.grid2,.grid4{grid-template-columns:1fr}}

/* stat band */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--rl);overflow:hidden}
.stat{background:var(--paper-2);padding:1.9rem 1.2rem;text-align:center}
.stat-num{font-family:var(--disp);font-weight:600;color:var(--head);font-size:clamp(1.9rem,4vw,2.7rem);line-height:1;letter-spacing:-.02em}
.stat-lbl{font-family:var(--m);font-size:.62rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-top:.7rem}
@media(max-width:680px){.stats{grid-template-columns:repeat(2,1fr)}}

/* trust strip */
.trust-strip{display:flex;flex-wrap:wrap;gap:.6rem;justify-content:center}
.trust-chip{font-family:var(--m);font-size:.68rem;color:var(--muted);border:1px solid var(--line-2);border-radius:var(--pill);padding:.45rem .95rem;display:inline-flex;align-items:center;gap:.45rem;background:var(--paper-2)}
.trust-chip svg{width:12px;height:12px;color:var(--green)}
.on-dark .trust-chip{color:var(--ink-muted);border-color:var(--ink-line-2);background:transparent}
.on-dark .trust-chip svg{color:var(--green-br)}

/* marquee ribbon */
.ribbon{border-top:1px solid var(--ink-line);border-bottom:1px solid var(--ink-line);background:var(--ink-2);padding:1.5rem 0}
.ribbon .lbl{font-family:var(--m);font-size:.62rem;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-muted);text-align:center;margin-bottom:1rem}
.mq{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.mq-track{display:inline-flex;gap:3rem;white-space:nowrap;animation:scroll 38s linear infinite}
.mq:hover .mq-track{animation-play-state:paused}
@keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.mq-logo{font-size:1.05rem;font-weight:600;color:var(--ink-muted);opacity:.8;transition:.25s}
.mq-logo:hover{color:var(--ink-head);opacity:1}

/* FAQ accordion */
.faq{max-width:840px}
.faq-item{border:1px solid var(--line);border-radius:var(--r);margin-bottom:.65rem;background:var(--paper-2);overflow:hidden;transition:border-color .25s}
.faq-item[open]{border-color:var(--line-2)}
.faq-item summary{padding:1.1rem 1.4rem;font-size:.96rem;font-weight:600;color:var(--head);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem;transition:color .2s}
.faq-item summary:hover{color:var(--blue)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary .pl{font-family:var(--m);color:var(--blue);transition:transform .3s;flex:none}
.faq-item[open] summary .pl{transform:rotate(45deg)}
.faq-a{padding:0 1.4rem 1.25rem;color:var(--muted);font-size:.92rem;line-height:1.7}
.faq-a a{color:var(--blue);border-bottom:1px solid rgba(37,87,214,.3)}

/* CTA band */
.cta-band{border-radius:var(--rl);position:relative;overflow:hidden;background:radial-gradient(120% 160% at 50% -10%,rgba(62,123,255,.22),transparent 55%),linear-gradient(163deg,var(--ink-panel),var(--ink-2));border:1px solid rgba(62,123,255,.28);padding:clamp(2.6rem,5vw,4rem);text-align:center;color:var(--ink-text)}
.cta-band h3{font-family:var(--disp);font-weight:500;color:#fff;font-size:clamp(1.9rem,4.2vw,2.8rem);line-height:1.08;letter-spacing:-.02em}
.cta-band h3 i{font-style:italic;color:var(--blue-lt)}
.cta-band p{color:var(--ink-muted);max-width:520px;margin:1rem auto 1.9rem}
.cta-band .row{display:flex;gap:.8rem;justify-content:center;flex-wrap:wrap}

/* country selector strip */
.country-strip{display:flex;flex-wrap:wrap;gap:.5rem}
.cs-chip{display:inline-flex;align-items:center;gap:.55rem;padding:.55rem 1rem;border:1px solid var(--line-2);border-radius:var(--pill);font-size:.82rem;font-weight:500;color:var(--text);background:var(--paper-2);transition:border-color .22s,color .22s,transform .22s var(--ease),box-shadow .22s}
.cs-chip:hover{border-color:var(--blue);color:var(--blue);transform:translateY(-2px);box-shadow:0 10px 22px -12px rgba(16,27,51,.3)}
.cs-chip.on{background:var(--blue);border-color:var(--blue);color:#fff;font-weight:600}
.on-dark .cs-chip{background:transparent;border-color:var(--ink-line-2);color:var(--ink-text)}
.on-dark .cs-chip:hover{border-color:var(--blue-br);color:var(--blue-lt)}

/* checklist */
.ticks{list-style:none;display:grid;gap:.55rem}
.ticks li{font-size:.92rem;color:var(--text);padding-left:1.65rem;position:relative;line-height:1.55}
.ticks li::before{content:'✓';position:absolute;left:0;top:0;color:var(--green);font-weight:700;font-size:.85rem}
.on-dark .ticks li{color:var(--ink-text)}.on-dark .ticks li::before{color:var(--green-br)}

/* definition rows (sub-services) */
.def{border:1px solid var(--line);border-radius:var(--rl);background:var(--paper-2);overflow:hidden}
.def-row{display:grid;grid-template-columns:.85fr 1.15fr;gap:1.5rem;padding:1.5rem 1.7rem;border-bottom:1px solid var(--line)}
.def-row:last-child{border-bottom:none}
.def-row h3,.def-row h4{font-size:1rem;font-weight:600;color:var(--head);line-height:1.4}
.def-row p{font-size:.9rem;color:var(--muted);line-height:1.65}
@media(max-width:720px){.def-row{grid-template-columns:1fr;gap:.5rem}}

/* numbered process */
.proc{display:grid;grid-template-columns:repeat(4,1fr);gap:1.1rem}
.proc-step{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--rl);padding:1.6rem}
.proc-n{font-family:var(--m);font-size:.78rem;color:var(--blue);border:1px solid var(--line-2);width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:1rem}
.proc-step h3,.proc-step h4{font-size:1.02rem;color:var(--head);font-weight:600;margin-bottom:.45rem}
.proc-step p{font-size:.87rem;color:var(--muted);line-height:1.6}
@media(max-width:860px){.proc{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.proc{grid-template-columns:1fr}}

/* fact rows (filings, rates) */
.facts{border:1px solid var(--line);border-radius:var(--rl);background:var(--paper-2);overflow:hidden}
.fact{display:flex;justify-content:space-between;gap:1.5rem;padding:1.05rem 1.5rem;border-bottom:1px solid var(--line);align-items:baseline}
.fact:last-child{border-bottom:none}
.fact .k{font-size:.92rem;font-weight:600;color:var(--head)}
.fact .v{font-size:.85rem;color:var(--muted);text-align:right;max-width:55%}
.fact .v.mono{font-family:var(--m);color:var(--blue);font-weight:500;white-space:nowrap}
.reviewed{font-family:var(--m);font-size:.68rem;color:var(--muted);margin-top:.8rem;display:flex;align-items:center;gap:.45rem}
.reviewed .dot{width:7px;height:7px;border-radius:50%;background:var(--green);flex:none}

/* team */
.team{display:grid;grid-template-columns:repeat(2,1fr);gap:1.3rem}
.member{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--rl);padding:1.9rem;display:flex;gap:1.4rem;align-items:flex-start}
.avatar{width:76px;height:76px;flex:none;border-radius:16px;overflow:hidden;background:linear-gradient(150deg,var(--blue-deep),#0F2456);display:flex;align-items:center;justify-content:center;font-family:var(--disp);font-size:1.5rem;font-weight:600;color:#fff}
.avatar img{width:100%;height:100%;object-fit:cover;filter:grayscale(14%) contrast(1.04)}
.member h3,.member h4{font-size:1.16rem;color:var(--head);font-weight:600}
.member .role{font-family:var(--m);font-size:.68rem;color:var(--blue);letter-spacing:.07em;text-transform:uppercase;margin:.35rem 0 .75rem;line-height:1.5}
.member p{font-size:.88rem;color:var(--muted);line-height:1.62}
.member .li{margin-top:.85rem;font-size:.8rem;color:var(--blue);display:inline-flex;align-items:center;gap:.4rem;font-weight:600}
.member .li:hover{color:var(--blue-deep)}
@media(max-width:760px){.team{grid-template-columns:1fr}.member{flex-direction:column}}

/* comparison table */
.cmp{border:1px solid var(--line);border-radius:var(--rl);overflow:hidden;overflow-x:auto;background:var(--paper-2)}
.cmp table{width:100%;border-collapse:collapse;min-width:680px}
.cmp th,.cmp td{padding:1rem 1.15rem;text-align:left;font-size:.85rem;border-bottom:1px solid var(--line)}
.cmp thead th{background:var(--paper);font-family:var(--m);font-weight:500;color:var(--muted);font-size:.68rem;text-transform:uppercase;letter-spacing:.06em;white-space:nowrap}
.cmp thead th.us{color:#fff;background:var(--blue)}
.cmp tbody th{font-weight:600;color:var(--head);background:var(--paper)}
.cmp td{color:var(--muted)}
.cmp td.us{background:rgba(37,87,214,.06);color:var(--head);font-weight:600;border-left:1px solid rgba(37,87,214,.25);border-right:1px solid rgba(37,87,214,.25)}
.cmp .yes{color:var(--green)}.cmp .no{color:var(--red)}
.cmp .dots{font-family:var(--m);color:var(--blue)}.cmp .dots.mut{color:var(--line-2)}
.cmp tbody tr:last-child td,.cmp tbody tr:last-child th{border-bottom:none}

/* insights */
.ins-card{display:flex;flex-direction:column;background:var(--paper-2);border:1px solid var(--line);border-radius:var(--rl);padding:1.8rem;transition:transform .3s var(--ease),border-color .3s,box-shadow .3s}
.ins-card:hover{transform:translateY(-5px);border-color:var(--blue);box-shadow:0 26px 55px -30px rgba(16,27,51,.4)}
.ins-tag{font-family:var(--m);font-size:.6rem;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);border:1px solid var(--line-2);border-radius:var(--pill);padding:.3rem .75rem;align-self:flex-start;margin-bottom:1.1rem}
.ins-card h3{font-family:var(--disp);font-size:1.22rem;color:var(--head);font-weight:600;line-height:1.28;margin-bottom:.6rem}
.ins-card p{font-size:.88rem;color:var(--muted);line-height:1.6;flex:1}
.ins-card .go{margin-top:1.2rem;font-size:.82rem;font-weight:600;color:var(--blue)}

/* article body */
.article{max-width:720px}
.article-meta{font-family:var(--m);font-size:.68rem;color:var(--blue);letter-spacing:.1em;text-transform:uppercase;margin-bottom:1.2rem;display:flex;gap:1rem;flex-wrap:wrap}
.article h3{font-family:var(--disp);font-size:1.35rem;color:var(--head);margin:2rem 0 .6rem;font-weight:600}
.article p{font-size:1rem;color:var(--text);line-height:1.8;margin-bottom:1rem}
.article em{color:var(--head);font-style:italic}
.article ul{margin:0 0 1rem 1.2rem}
.article li{font-size:1rem;color:var(--text);line-height:1.75;margin-bottom:.4rem}
.article a{color:var(--blue);border-bottom:1px solid rgba(37,87,214,.3)}
.article a:hover{border-bottom-color:var(--blue)}

/* ── Forms: designed focus/error/success states ────────────────────────── */
.cf{display:grid;gap:1rem}
.cf .row2{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.cf label{font-size:.76rem;color:var(--muted);margin-bottom:.4rem;display:block;font-weight:500}
.cf input,.cf select,.cf textarea{width:100%;background:var(--paper-2);border:1px solid var(--line-2);border-radius:var(--r);color:var(--head);font-size:.92rem;padding:.85rem 1rem;transition:border-color .2s,box-shadow .2s}
.cf textarea{min-height:120px;resize:vertical}
.cf input:hover,.cf select:hover,.cf textarea:hover{border-color:var(--muted)}
.cf input:focus,.cf select:focus,.cf textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(37,87,214,.12)}
.cf input.err,.cf textarea.err{border-color:var(--red);box-shadow:0 0 0 3px rgba(192,57,43,.08)}
.cf select{appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%235A6784' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.4rem}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-msg{font-size:.88rem;padding:1rem 1.1rem;border-radius:var(--r);display:none;line-height:1.55}
.form-msg.ok{display:block;background:rgba(14,122,69,.07);border:1px solid rgba(14,122,69,.3);color:var(--green)}
.form-msg.err{display:block;background:rgba(192,57,43,.06);border:1px solid rgba(192,57,43,.3);color:var(--red)}
.form-msg a{font-weight:600;border-bottom:1px solid currentColor}

/* contact info side */
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:3rem;align-items:start}
.ci{display:flex;gap:1rem;align-items:flex-start;padding:1.15rem 0;border-bottom:1px solid var(--line)}
.ci:last-child{border-bottom:none}
.ci .ico{width:42px;height:42px;flex:none;border-radius:11px;background:rgba(37,87,214,.07);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--blue)}
.ci .ico svg{width:19px;height:19px}
.ci .k{font-size:.7rem;color:var(--muted);font-family:var(--m);text-transform:uppercase;letter-spacing:.08em}
.ci .v{font-size:.97rem;color:var(--head);margin-top:.25rem;font-weight:500}
.ci .v a:hover{color:var(--blue)}
.ci .v .sm{font-size:.78rem;color:var(--muted);font-weight:400}
.calendly-cta{margin-top:1.4rem;padding:1.1rem 1.3rem;border:1px dashed var(--line-2);border-radius:var(--r);display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;background:var(--paper-2)}
.calendly-cta span{font-size:.86rem;color:var(--head);font-weight:500}
@media(max-width:840px){.contact{grid-template-columns:1fr}.cf .row2{grid-template-columns:1fr}}

/* ── Calculator UI (light adaptation of V4) ────────────────────────────── */
.calc{display:grid;grid-template-columns:.92fr 1.08fr;gap:1.25rem}
.cside{background:var(--paper-2);border:1px solid var(--line);padding:clamp(1.5rem,3vw,2.2rem);border-radius:var(--rl);position:relative}
.cside.right{background:linear-gradient(160deg,var(--ink-panel),var(--ink-2));border-color:var(--ink-line-2);overflow:hidden;color:var(--ink-text)}
.cside.right::before{content:'';position:absolute;top:-40%;right:-30%;width:80%;height:80%;border-radius:50%;background:radial-gradient(circle,var(--blue-dim),transparent 70%);pointer-events:none}
.cs-label{font-family:var(--m);font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-bottom:1.3rem;display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap}
.cs-reset{font-family:var(--m);font-size:.62rem;color:var(--blue);border-bottom:1px dotted var(--blue);cursor:pointer;text-transform:none}
.cs-reset:hover{color:var(--blue-deep)}
.mkt-select{display:flex;flex-wrap:wrap;gap:.4rem;margin-bottom:1.4rem}
.fn{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:.9rem;padding:.9rem 0;border-bottom:1px solid var(--line)}
.fn:last-of-type{border-bottom:none}
.fn-check{position:relative;width:44px;height:25px;flex:none}
.fn-check input{position:absolute;opacity:0;width:44px;height:25px;margin:0;cursor:pointer}
.fn-track{display:block;width:44px;height:25px;border-radius:var(--pill);background:var(--paper-3);border:1px solid var(--line-2);transition:.3s var(--ease)}
.fn-knob{position:absolute;top:4px;left:4px;width:17px;height:17px;border-radius:50%;background:var(--muted);transition:.3s var(--ease)}
.fn-check input:checked~.fn-track{background:rgba(37,87,214,.12);border-color:var(--blue)}
.fn-check input:checked~.fn-knob{transform:translateX(19px);background:var(--blue)}
.fn-check input:focus-visible~.fn-track{outline:2px solid var(--blue);outline-offset:2px}
.fn-name{font-size:.9rem;font-weight:600;color:var(--head)}
.fn-cost{font-family:var(--m);font-size:.68rem;color:var(--muted);margin-top:2px;display:block}
.fn-price{display:flex;align-items:center;gap:.3rem;justify-self:end}
.fn-price .pp{font-family:var(--m);font-size:.72rem;color:var(--muted)}
.fn-price input{width:84px;background:transparent;border:none;border-bottom:1px solid var(--blue);color:var(--blue-deep);font-family:var(--m);font-size:.86rem;text-align:right;padding:2px 0}
.fn-price input:focus{outline:none;border-color:var(--blue-deep)}
.fn-price .mo{font-family:var(--m);font-size:.66rem;color:var(--muted)}
.assume{margin-top:1.4rem;border-top:1px solid var(--line);padding-top:1.3rem}
.assume summary{font-size:.78rem;color:var(--head);cursor:pointer;list-style:none;display:flex;align-items:center;gap:.5rem;font-weight:500}
.assume summary::-webkit-details-marker{display:none}
.assume summary .chev{font-family:var(--m);transition:transform .3s;color:var(--blue)}
.assume[open] summary .chev{transform:rotate(90deg)}
.slab{margin-top:1.1rem}
.slab label{display:flex;justify-content:space-between;font-size:.8rem;color:var(--muted);margin-bottom:.6rem}
.slab label b{font-family:var(--m);color:var(--blue)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:3px;border-radius:3px;background:linear-gradient(90deg,var(--blue) 0%,var(--blue) var(--fill,40%),var(--line-2) var(--fill,40%));outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:16px;height:16px;border-radius:50%;background:#fff;border:2px solid var(--blue);cursor:pointer;box-shadow:0 2px 8px rgba(37,87,214,.35)}
input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:2px solid var(--blue);cursor:pointer}
.slab-hint{font-size:.72rem;color:var(--muted);margin-top:.8rem;line-height:1.6}
.res-top{position:relative;z-index:1;display:flex;align-items:flex-end;justify-content:space-between;flex-wrap:wrap;gap:1rem;margin-bottom:1.7rem}
.res-saving .cap{font-family:var(--m);font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-muted);display:block;margin-bottom:.6rem}
.res-saving .amt{font-family:var(--disp);font-weight:600;color:#fff;font-size:clamp(2.4rem,6vw,3.8rem);line-height:.95;letter-spacing:-.03em;text-shadow:0 0 50px rgba(62,123,255,.4);font-variant-numeric:tabular-nums}
.res-saving .yr{font-size:.72rem;color:var(--ink-muted);margin-top:.6rem}
.res-pct{text-align:right}
.res-pct .big{font-family:var(--disp);font-weight:600;color:var(--green-br);font-size:clamp(1.8rem,4vw,2.6rem);line-height:1}
.res-pct .sm{font-family:var(--m);font-size:.6rem;text-transform:uppercase;color:var(--ink-muted);margin-top:.4rem;letter-spacing:.1em}
.bars{display:flex;flex-direction:column;gap:1.1rem;position:relative;z-index:1}
.bar-row .bl{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:.45rem}
.bar-row .bl .t{font-size:.8rem;color:var(--ink-head);font-weight:600}
.bar-row .bl .v{font-family:var(--m);font-size:.82rem;color:var(--ink-head);font-variant-numeric:tabular-nums}
.bar-track{height:26px;border-radius:8px;background:rgba(133,163,220,.07);overflow:hidden;border:1px solid var(--ink-line)}
.bar-fill{height:100%;width:0;transition:width 1s var(--ease);border-radius:7px}
.bar-fill.inhouse{background:linear-gradient(90deg,#202c4c,#31436b)}
.bar-fill.shift{background:linear-gradient(90deg,var(--blue-deep),var(--blue-br))}
.bar-cap{font-family:var(--m);font-size:.64rem;color:var(--ink-muted);margin-top:.35rem}
.proj-line{margin-top:1.7rem;padding-top:1.4rem;border-top:1px solid var(--ink-line);display:flex;align-items:center;gap:1.3rem;flex-wrap:wrap;position:relative;z-index:1}
.proj-line .pl{font-size:.74rem;color:var(--ink-muted);max-width:220px;line-height:1.5}
.proj-line .pv{font-family:var(--disp);font-weight:600;color:#fff;font-size:clamp(1.4rem,3vw,1.9rem);margin-left:auto;font-variant-numeric:tabular-nums}
.res-cta{margin-top:1.7rem;display:flex;gap:.8rem;flex-wrap:wrap;position:relative;z-index:1}
.calc-disc{font-size:.72rem;color:var(--muted);margin-top:1.1rem;line-height:1.6;display:flex;gap:.5rem}
.calc-disc svg{width:13px;height:13px;flex:none;margin-top:2px;color:var(--blue)}
@media(max-width:860px){.calc{grid-template-columns:1fr}}
@media(max-width:560px){.res-top{flex-direction:column;align-items:flex-start}.res-pct{text-align:left}.fn{grid-template-columns:auto 1fr}.fn-price{grid-column:1/3;justify-self:start;margin-left:54px}}

/* tax estimator */
.juris-chips{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.5rem}
.tax-frame{border:1px solid var(--line);border-radius:var(--rl);background:var(--paper-2);overflow:hidden}
.juris-panel{padding:clamp(1.5rem,3.5vw,2.3rem)}
.tax-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1.5rem,4vw,2.5rem);align-items:start}
.fade-in{animation:fade .4s var(--ease)}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.field{margin-bottom:1.15rem}
.field label{display:block;font-size:.78rem;color:var(--head);margin-bottom:.5rem;font-weight:600}
.inp{position:relative}
.inp .pre{position:absolute;left:1rem;top:50%;transform:translateY(-50%);font-family:var(--m);color:var(--muted);font-size:.85rem;pointer-events:none}
.field input[type=number],.field select{width:100%;background:var(--paper-2);border:1px solid var(--line-2);border-radius:var(--r);color:var(--head);font-family:var(--m);font-size:.95rem;padding:.8rem 1rem;transition:.2s}
.field input.has-pre{padding-left:2.7rem}
.field input:focus,.field select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(37,87,214,.12)}
.field select{appearance:none;cursor:pointer;padding-right:2.5rem;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%235A6784' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center}
.field .hint{font-size:.72rem;color:var(--muted);margin-top:.5rem;line-height:1.55}
.result-card{background:linear-gradient(160deg,var(--ink-panel),var(--ink-2));border:1px solid var(--ink-line-2);border-radius:var(--rl);padding:1.7rem;position:relative;overflow:hidden;color:var(--ink-text)}
.result-card::before{content:'';position:absolute;top:-30%;right:-25%;width:70%;height:70%;border-radius:50%;background:radial-gradient(circle,var(--blue-dim),transparent 70%);pointer-events:none}
.rc-line{display:flex;justify-content:space-between;align-items:baseline;padding:.7rem 0;border-bottom:1px solid var(--ink-line);position:relative;z-index:1}
.rc-line .k{font-size:.82rem;color:var(--ink-muted)}
.rc-line .vv{font-family:var(--m);font-size:.9rem;color:var(--ink-head);font-variant-numeric:tabular-nums}
.rc-total{display:flex;justify-content:space-between;align-items:baseline;margin-top:1.1rem;padding-top:1.1rem;border-top:1px solid var(--blue-deep);position:relative;z-index:1}
.rc-total .k{font-size:.84rem;color:var(--ink-head);font-weight:600}
.rc-total .vv{font-family:var(--disp);font-weight:600;color:#fff;font-size:1.75rem;line-height:1;font-variant-numeric:tabular-nums}
.rc-eff{margin-top:1.1rem;font-size:.74rem;color:var(--ink-muted);position:relative;z-index:1}
.rc-eff b{font-family:var(--m);color:var(--green-br)}
.tax-disc{font-size:.7rem;color:var(--ink-muted);margin-top:1.3rem;line-height:1.55;display:flex;gap:.5rem;position:relative;z-index:1}
.tax-disc svg{width:13px;height:13px;flex:none;margin-top:2px;color:var(--blue-lt)}
.sec-light .tax-disc,.sec-white .tax-disc{color:var(--muted)}
.sec-light .tax-disc svg,.sec-white .tax-disc svg{color:var(--blue)}
.ref-box{margin-top:1.4rem;padding:1.15rem 1.25rem;border:1px solid var(--line);border-radius:var(--r);background:var(--paper)}
.ref-h{font-family:var(--m);font-size:.64rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:.8rem}
.ref-line{font-family:var(--m);font-size:.78rem;color:var(--muted);display:flex;justify-content:space-between;gap:1rem;padding:.33rem 0}
.ref-line b{color:var(--head);text-align:right}
.vat-mini{margin-top:.9rem;padding-top:.9rem;border-top:1px solid var(--line)}
.vat-mini .vrow{display:flex;justify-content:space-between;font-family:var(--m);font-size:.76rem;color:var(--muted);padding:.3rem 0}
.vat-mini .vrow b{color:var(--head)}
.vat-mini .vinp{position:relative}
.vat-mini .vinp .pre{position:absolute;left:.7rem;top:50%;transform:translateY(-50%);font-family:var(--m);color:var(--muted);font-size:.8rem}
.vat-mini input{width:100%;background:var(--paper-2);border:1px solid var(--line-2);border-radius:var(--r);color:var(--head);font-family:var(--m);font-size:.85rem;padding:.55rem .7rem .55rem 2.2rem;margin-bottom:.5rem}
.no-vat{font-size:.74rem;color:var(--muted);font-style:italic;margin-top:.6rem}
@media(max-width:860px){.tax-grid{grid-template-columns:1fr}}

/* deadlines */
.dl-head{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;margin-bottom:1.5rem}
.dl-head label{font-size:.84rem;color:var(--head);font-weight:600}
.dl-head input{background:var(--paper-2);border:1px solid var(--line-2);border-radius:var(--r);color:var(--head);font-family:var(--m);font-size:.9rem;padding:.7rem 1rem}
.dl-head input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(37,87,214,.12)}
.dl-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:.9rem}
.dl-card{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r);padding:1.05rem 1.3rem;display:flex;align-items:center;gap:1rem}
.dl-card .nm{font-size:.92rem;color:var(--head);font-weight:600}
.dl-card .rule{font-size:.72rem;color:var(--muted);margin-top:.15rem}
.dl-card .due{margin-left:auto;text-align:right;flex:none}
.dl-card .due .d{font-family:var(--m);font-size:.88rem;color:var(--blue);font-weight:500}
.dl-card .due .l{font-family:var(--m);font-size:.56rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em}
@media(max-width:760px){.dl-grid{grid-template-columns:1fr}}

/* payments */
.pay-wrap{display:grid;grid-template-columns:.95fr 1.05fr;gap:1.5rem;align-items:start}
.pay-form{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--rl);padding:1.8rem;display:grid;gap:1rem}
.pf-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.pf-l{display:block;font-size:.76rem;color:var(--muted);margin-bottom:.4rem;font-weight:500}
.pay-form input,.pay-form select{width:100%;background:var(--paper-2);border:1px solid var(--line-2);border-radius:var(--r);color:var(--head);font-family:var(--m);font-size:.92rem;padding:.8rem 1rem;transition:.2s}
.pay-form input.has-pre{padding-left:2.7rem}
.pay-form input:focus,.pay-form select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(37,87,214,.12)}
.pay-form select{appearance:none;cursor:pointer;padding-right:2.4rem;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%235A6784' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center}
.pay-form .inp .pre{font-size:.85rem}
.pay-note{font-size:.72rem;color:var(--muted);line-height:1.55}
.pay-methods{display:flex;flex-direction:column;gap:.9rem}
.pay-method{display:flex;align-items:center;gap:1rem;background:var(--paper-2);border:1px solid var(--line-2);border-radius:var(--rl);padding:1.3rem 1.4rem;transition:transform .3s var(--ease),border-color .3s,box-shadow .3s}
.pay-method:hover{border-color:var(--blue);transform:translateX(4px);box-shadow:0 16px 34px -20px rgba(16,27,51,.35)}
.pm-ico{width:46px;height:46px;flex:none;border-radius:12px;background:rgba(37,87,214,.07);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--blue)}
.pm-ico svg{width:22px;height:22px}
.pm-t{flex:1}
.pm-h{font-size:1rem;color:var(--head);font-weight:600}
.pm-s{font-size:.79rem;color:var(--muted);margin-top:.2rem;line-height:1.4}
.pm-go{font-family:var(--m);color:var(--blue);font-size:1.1rem}
@media(max-width:840px){.pay-wrap{grid-template-columns:1fr}}

/* ── Footer (dark) ─────────────────────────────────────────────────────── */
footer{background:var(--ink);color:var(--ink-text);border-top:1px solid var(--ink-line);padding:clamp(3rem,6vw,4.5rem) 0 2.5rem}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:2.5rem;margin-bottom:2.6rem}
.foot-brand .nm{font-size:1.2rem;font-weight:600;color:var(--ink-head)}
.foot-brand .nm i{color:var(--blue-lt);font-style:normal}
.foot-brand p{font-size:.85rem;color:var(--ink-muted);margin-top:.9rem;line-height:1.6;max-width:280px}
.foot-soc{display:flex;gap:.6rem;margin-top:1.3rem}
.foot-soc a{width:38px;height:38px;border-radius:10px;border:1px solid var(--ink-line-2);display:flex;align-items:center;justify-content:center;color:var(--ink-muted);transition:.25s}
.foot-soc a:hover{color:var(--blue-lt);border-color:var(--blue-deep);background:var(--blue-dim)}
.foot-soc svg{width:17px;height:17px}
.foot-col h5{font-family:var(--m);font-size:.64rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-muted);margin-bottom:1rem}
.foot-col a,.foot-col .ft{display:block;font-size:.86rem;color:var(--ink-text);margin-bottom:.65rem;transition:.2s}
.foot-col a:hover{color:var(--blue-lt)}
.nl{display:flex;gap:.5rem;margin-top:1.2rem;max-width:330px}
.nl input{flex:1;min-width:0;background:var(--ink-2);border:1px solid var(--ink-line-2);border-radius:var(--pill);color:var(--ink-head);font-size:.84rem;padding:.6rem 1rem}
.nl input:focus{outline:none;border-color:var(--blue-br)}
.nl button{flex:none;background:var(--blue);color:#fff;border-radius:var(--pill);padding:0 1.1rem;font-size:.8rem;font-weight:600;transition:background .2s}
.nl button:hover{background:var(--blue-br)}
.nl button:disabled{opacity:.5;cursor:wait}
.nl-msg{font-size:.74rem;color:var(--green-br);margin-top:.5rem;display:none}
.foot-trust{display:flex;flex-wrap:wrap;gap:.6rem;padding:1.4rem 0;border-top:1px solid var(--ink-line);border-bottom:1px solid var(--ink-line);margin-bottom:1.8rem}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap;font-size:.76rem;color:var(--ink-muted)}
.foot-bottom .lg{display:flex;gap:1.4rem;flex-wrap:wrap}
.foot-bottom a:hover{color:var(--blue-lt)}
.foot-flags{display:flex;gap:.4rem;flex-wrap:wrap;margin-top:1rem}
.foot-flags .flag{opacity:.75;transition:opacity .2s}
.foot-flags a:hover .flag{opacity:1}
@media(max-width:880px){.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.foot-grid{grid-template-columns:1fr}}

/* ── Extras ────────────────────────────────────────────────────────────── */
.sp-wa{position:fixed;right:20px;bottom:20px;display:inline-flex;align-items:center;gap:.5rem;padding:.7rem 1.1rem;border-radius:var(--pill);background:#25D366;color:#06310F;font-weight:600;font-size:.82rem;box-shadow:0 12px 30px rgba(37,211,102,.35);z-index:120;transition:transform .3s}
.sp-wa:hover{transform:translateY(-3px)}
.sp-wa svg{width:18px;height:18px;flex:none}
@media(max-width:520px){.sp-wa span{display:none}.sp-wa{padding:.75rem}}
.sp-cookie{position:fixed;left:20px;right:20px;bottom:20px;max-width:580px;margin:0 auto;background:rgba(13,20,38,.97);border:1px solid var(--ink-line-2);border-radius:14px;padding:1.1rem 1.3rem;display:flex;gap:1rem;align-items:center;flex-wrap:wrap;z-index:310;backdrop-filter:blur(16px);box-shadow:0 20px 50px rgba(0,0,0,.5)}
.sp-cookie p{font-size:.82rem;color:var(--ink-text);flex:1;min-width:210px;line-height:1.5}
.sp-cookie a{color:var(--blue-lt)}
.sp-cookie .cb{display:flex;gap:.5rem}
.sp-cookie button{font-size:.78rem;font-weight:600;border-radius:var(--pill);padding:.5rem 1.1rem}
.sp-cookie .acc{background:var(--blue);color:#fff}
.sp-cookie .acc:hover{background:var(--blue-br)}
.sp-cookie .dec{background:transparent;color:var(--ink-text);border:1px solid var(--ink-line-2)}
.sp-cookie .dec:hover{border-color:var(--ink-muted)}

/* reveal on scroll */
.js .reveal{opacity:0;transform:translateY(26px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
.js [data-stagger]>*{opacity:0;transform:translateY(20px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
[data-stagger].in>*{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal,[data-stagger]>*{opacity:1;transform:none}}

/* skeleton */
.skel{position:relative;overflow:hidden;background:var(--paper-3);border-radius:8px;min-height:1em}
.skel::after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,transparent,rgba(255,255,255,.6),transparent);animation:shimmer 1.4s infinite}
@keyframes shimmer{from{transform:translateX(-100%)}to{transform:translateX(100%)}}

/* 404 */
.err-hero{min-height:70vh;display:flex;align-items:center;text-align:center;background:var(--ink);padding:8rem 1.5rem 4rem}
.err-hero .inner{max-width:560px;margin:0 auto}
.err-code{font-family:var(--disp);font-weight:600;font-size:clamp(5rem,16vw,9rem);line-height:1;color:transparent;-webkit-text-stroke:1.5px var(--ink-line-2);letter-spacing:-.04em}
.err-hero h1{font-family:var(--disp);color:var(--ink-head);font-size:clamp(1.5rem,3.5vw,2.2rem);font-weight:500;margin-top:.6rem}
.err-hero p{color:var(--ink-muted);margin:1rem 0 1.8rem}

/* utility */
.mt2{margin-top:var(--s2)}.mt3{margin-top:var(--s3)}.mt4{margin-top:var(--s4)}.mt6{margin-top:var(--s6)}
.center{text-align:center}.mx{margin-left:auto;margin-right:auto}
.prose{font-size:1rem;line-height:1.78;color:var(--text);max-width:520px}
.prose b{color:var(--head);font-weight:600}
.on-dark .prose{color:var(--ink-text)}.on-dark .prose b{color:var(--ink-head)}

/* ═══ V7.1 — bright art, market grid, splits, premium motion ═══ */

/* nav dropdown flag chip + mobile headers */
.drop-panel .di.df{background:transparent;border:none;padding:0}
.drop-panel .di.df .flag{width:26px;height:20px}
.mobile-menu .mm-h{font-family:var(--m);font-size:.6rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-muted);margin-top:.6rem}
.mobile-menu a .flag{margin-right:.4rem}
.skip{position:absolute;left:-9999px;top:0;background:#fff;color:var(--head);padding:.6rem 1rem;border-radius:8px;z-index:200}
.skip:focus{left:12px;top:12px}

/* bright art primitives */
.art-mesh{position:absolute;inset:0;width:100%;height:100%;opacity:.5;pointer-events:none;z-index:0}
.art-band{position:relative;overflow:hidden}
.art-band>.wrap{position:relative;z-index:1}
.art-illus{width:100%;height:auto;max-width:420px;display:block;filter:drop-shadow(0 24px 60px rgba(37,87,214,.22))}
.art-rule{height:2px;border-radius:2px;background:linear-gradient(90deg,transparent,var(--blue-br),var(--green-br),transparent);opacity:.7;margin:var(--s4) 0}
.hero-art{position:absolute;right:clamp(-40px,-2vw,0px);top:50%;transform:translateY(-50%);width:min(340px,34vw);opacity:.9;pointer-events:none;z-index:0}
.hero-art .art-illus{filter:drop-shadow(0 24px 60px rgba(62,123,255,.3))}
@media(max-width:980px){.hero-art{display:none}}

/* art cards get a subtle top gradient hairline + hover lift already inherited */
.art-card{position:relative;overflow:hidden}
.art-card::before{content:'';position:absolute;left:0;right:0;top:0;height:3px;background:linear-gradient(90deg,var(--blue),var(--blue-lt),var(--green-br));opacity:0;transition:opacity .3s}
a.art-card:hover::before{opacity:1}
.art-card-pk{background:linear-gradient(160deg,#fff,#eef4ff)}
.art-card .flag.lg{margin-bottom:.4rem}

/* market grid + tiles */
.market-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}
.market-tile{display:flex;flex-direction:column;align-items:flex-start;gap:.55rem;padding:1.4rem;border-radius:var(--rl);border:1px solid var(--ink-line-2);background:linear-gradient(165deg,rgba(18,29,58,.6),rgba(10,17,34,.6));transition:transform .3s var(--ease),border-color .3s,box-shadow .3s;color:var(--ink-text)}
.market-tile:hover{transform:translateY(-5px);border-color:var(--blue-br);box-shadow:0 26px 55px -28px rgba(3,8,20,.9)}
.market-tile .flag.lg{width:2.4rem;height:1.8rem}
.market-tile .mt-name{font-weight:600;color:var(--ink-head);font-size:.98rem;line-height:1.2}
.market-tile .mt-sub{font-family:var(--m);font-size:.62rem;color:var(--ink-muted);text-transform:uppercase;letter-spacing:.06em}
.market-tile .mt-go{font-size:.76rem;font-weight:600;color:var(--blue-lt);margin-top:auto}
.market-tile.light{background:var(--paper-2);border-color:var(--line);color:var(--text)}
.market-tile.light .mt-name{color:var(--head)}
.market-tile.light .mt-sub{color:var(--muted)}
.market-tile.light .mt-go{color:var(--blue)}
.market-tile.light:hover{border-color:var(--blue);box-shadow:0 22px 45px -26px rgba(16,27,51,.4)}
@media(max-width:940px){.market-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:560px){.market-grid{grid-template-columns:repeat(2,1fr)}}

/* split layout (art + body) */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,5vw,4rem);align-items:center}
.split .split-art{display:flex;justify-content:center}
.split .split-art .art-illus{max-width:360px}
.split-body .feat-row{display:flex;gap:1rem;align-items:flex-start;padding:1.1rem 0;border-bottom:1px solid var(--line)}
.split-body .feat-row:last-child{border-bottom:none}
.on-dark .split-body .feat-row,.sec-dark .split-body .feat-row{border-color:var(--ink-line)}
.feat-ic{width:44px;height:44px;flex:none;border-radius:11px;background:rgba(37,87,214,.08);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--blue)}
.feat-row h3,.feat-row h4{font-size:1.05rem;color:var(--head);font-weight:600;margin-bottom:.3rem}
.feat-row p{font-size:.9rem;color:var(--muted);line-height:1.6}
@media(max-width:820px){.split{grid-template-columns:1fr;gap:2rem}.split .split-art{order:-1}}

/* in-country title tag */
.page-hero h1 .in-country{font-family:var(--b);font-weight:500;font-size:.5em;color:var(--ink-muted);font-style:normal;display:inline-block;vertical-align:middle}

/* map embed placeholder */
.map-embed{position:relative;display:block;border-radius:var(--rl);overflow:hidden;border:1px solid var(--line);background:linear-gradient(160deg,#0e1730,#0a1122);padding:2rem}
.map-embed .map-pin{position:absolute;left:0;right:0;bottom:0;padding:.9rem;text-align:center;font-size:.82rem;font-weight:600;color:#fff;background:linear-gradient(0deg,rgba(7,12,24,.92),transparent)}

/* ═══ Spring physics engine (reverse-engineered from the reference site's
   Framer-style springs, solved offline into compositor-native easing) ═══
   --spring      : entrance spring  (stiffness 400, damping 30, ζ=0.75 — overshoots ~2.8%)
   --spring-soft : scroll spring    (stiffness 500, damping 60, ζ=1.34 — smooth lag)   */
:root{--spring:cubic-bezier(.34,1.3,.5,1);--spring-soft:cubic-bezier(.25,.6,.3,1)}
@supports (animation-timing-function: linear(0,1)){
  :root{
    --spring:linear(0, 0.084, 0.264, 0.465, 0.646, 0.79, 0.894, 0.962, 1.002, 1.021, 1.028, 1.027, 1.023, 1.017, 1.012, 1.007, 1.004, 1.002, 1, 1, 1);
    --spring-soft:linear(0, 0.028, 0.095, 0.181, 0.275, 0.369, 0.457, 0.538, 0.61, 0.673, 0.728, 0.774, 0.814, 0.847, 0.875, 0.898, 0.917, 0.932, 0.945, 0.956, 1);
  }
}

/* premium motion — springy reveal with scale + blur-in (their signature entrance) */
.js .reveal{opacity:0;transform:translateY(28px) scale(.985);filter:blur(6px);transition:opacity .7s var(--spring),transform .7s var(--spring),filter .55s ease}
.reveal.in{opacity:1;transform:none;filter:none}
.js [data-stagger]>*{opacity:0;transform:translateY(24px) scale(.96);filter:blur(6px);transition:opacity .6s var(--spring),transform .6s var(--spring),filter .5s ease}
[data-stagger].in>*{opacity:1;transform:none;filter:none}
.market-tile,.art-card{will-change:transform}

/* hero entrance choreography — word-staggered headline, springy rises */
@keyframes heroUp{from{opacity:0;transform:translateY(26px);filter:blur(8px)}to{opacity:1;transform:none;filter:none}}
@keyframes heroFade{from{opacity:0;filter:blur(12px)}to{opacity:1;filter:none}}
@keyframes eyebrowIn{from{opacity:0;letter-spacing:.46em}to{opacity:1;letter-spacing:.24em}}
.h-hero .w,.page-hero h1 .w{display:inline-block}
.js .h-hero .w,.js .page-hero h1 .w{animation:heroUp .7s var(--spring) both;animation-delay:calc(120ms + var(--wi,0)*42ms)}
.js .hero .eyebrow{animation:eyebrowIn 1s var(--spring-soft) both}
.js .hero-lead,.js .page-hero .lead{animation:heroUp .7s var(--spring) .4s both}
.js .hero-cta,.js .page-hero .cta-row{animation:heroUp .7s var(--spring) .52s both}
.js .hero-flags{animation:heroUp .7s var(--spring) .64s both}
.js .page-hero .crumbs{animation:heroUp .6s var(--spring) .04s both}
.js .ticket{animation:heroFade .9s var(--spring-soft) .45s both}

/* interactive spring physics — magnetic CTAs + 3D ticket tilt */
.mag{transition:transform .5s var(--spring),box-shadow .25s,background .25s,border-color .25s,color .25s}
.ticket{transition:transform .45s var(--spring-soft);transform-style:preserve-3d}
.split-art .art-illus{transition:transform .6s var(--spring)}
.split-art:hover .art-illus{transform:translateY(-6px) scale(1.035)}
a.card:hover .card-ico{transform:scale(1.08) rotate(-3deg)}
.card-ico{transition:transform .5s var(--spring)}

/* scroll-linked parallax (CSS scroll-driven; progressive enhancement) */
@supports (animation-timeline: view()){
  @media (prefers-reduced-motion: no-preference){
    @keyframes pxRise{from{transform:translateY(48px)}to{transform:translateY(-16px)}}
    .split-art .art-illus{animation:pxRise linear both;animation-timeline:view();animation-range:entry 0% cover 55%}
    @keyframes auroraDrift{to{transform:translateY(-10%) scale(1.07) rotate(2deg)}}
    .hero::after{animation:auroraDrift linear both;animation-timeline:scroll();animation-range:0 120vh}
    @keyframes heroArtDrift{from{transform:translateY(-50%)}to{transform:translateY(calc(-50% - 60px))}}
    .hero-art{animation:heroArtDrift linear both;animation-timeline:scroll();animation-range:0 90vh}
  }
}

/* member link row */
.member .li-row{display:flex;gap:1.1rem;flex-wrap:wrap}

/* exit-intent lead-magnet popup */
.dl-pop{position:fixed;inset:0;z-index:320;background:rgba(4,8,18,.7);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);display:flex;align-items:center;justify-content:center;padding:1.5rem;transition:opacity .3s}
.dl-pop.open{opacity:1}
.dl-pop:not(.open){opacity:0;pointer-events:none}
.dl-pop-card{position:relative;max-width:480px;width:100%;background:linear-gradient(163deg,var(--ink-panel),var(--ink-2));border:1px solid rgba(62,123,255,.35);border-radius:20px;padding:2.2rem;color:var(--ink-text);box-shadow:0 50px 120px -30px rgba(0,0,0,.8);transition:transform .5s var(--spring)}
@starting-style{.dl-pop.open{opacity:0}.dl-pop.open .dl-pop-card{transform:translateY(26px) scale(.96)}}
.dl-pop-x{position:absolute;top:14px;right:14px;width:34px;height:34px;border-radius:50%;background:var(--ink-2);border:1px solid var(--ink-line-2);color:var(--ink-head);font-size:.95rem;transition:border-color .2s}
.dl-pop-x:hover{border-color:var(--blue-br)}
.dl-pop-tag{font-family:var(--m);font-size:.62rem;letter-spacing:.2em;text-transform:uppercase;color:var(--blue-lt)}
.dl-pop-card h3{font-family:var(--disp);font-weight:500;color:#fff;font-size:clamp(1.5rem,4vw,1.9rem);line-height:1.12;letter-spacing:-.02em;margin:.7rem 0 .6rem}
.dl-pop-card h3 i{font-style:italic;color:var(--blue-lt)}
.dl-pop-card p{font-size:.88rem;color:var(--ink-muted);line-height:1.6}
.dl-pop-form{display:flex;gap:.5rem;margin-top:1.2rem}
.dl-pop-form input[type=email]{flex:1;min-width:0;background:var(--ink);border:1px solid var(--ink-line-2);border-radius:var(--pill);color:var(--ink-head);font-size:.88rem;padding:.75rem 1.1rem}
.dl-pop-form input[type=email]:focus{outline:none;border-color:var(--blue-br);box-shadow:0 0 0 3px var(--blue-dim)}
.dl-pop-form .btn-blue{padding:.75rem 1.2rem;flex:none}
.dl-pop-skip{display:inline-block;margin-top:.9rem;font-size:.78rem;color:var(--ink-muted);border-bottom:1px dotted var(--ink-line-2);transition:color .2s}
.dl-pop-skip:hover{color:var(--blue-lt)}
.dl-pop-msg{margin-top:.8rem;font-size:.82rem;display:none}
.dl-pop-msg.ok{display:block;color:var(--green-br)}
.dl-pop-msg.err{display:block;color:var(--red-br)}
@media(max-width:480px){.dl-pop-form{flex-direction:column}.dl-pop-card{padding:1.7rem}}

/* scroll progress + back-to-top */
.sp-progress{position:fixed;top:0;left:0;height:2px;width:0;background:linear-gradient(90deg,var(--blue),var(--blue-lt),var(--green-br));z-index:300}
.sp-totop{position:fixed;right:20px;bottom:84px;width:46px;height:46px;border-radius:50%;background:rgba(13,20,38,.92);border:1px solid var(--ink-line-2);color:var(--ink-head);display:flex;align-items:center;justify-content:center;cursor:pointer;opacity:0;pointer-events:none;transition:opacity .3s,transform .4s var(--spring),border-color .25s;z-index:120;backdrop-filter:blur(10px);font-size:1.1rem}
.sp-totop.show{opacity:1;pointer-events:auto}
.sp-totop:hover{transform:translateY(-3px);border-color:var(--blue-br)}
@media(max-width:520px){.sp-totop{bottom:80px}}

@keyframes gaBar{from{transform:scaleY(0)}to{transform:scaleY(1)}}
@keyframes gaLine{to{stroke-dashoffset:0}}
@keyframes gaFade{to{opacity:1}}
@keyframes gaDot{from{opacity:0;transform:scale(0)}to{opacity:1;transform:scale(1)}}
@keyframes glPulse{0%,100%{opacity:.35;r:3}50%{opacity:1;r:5}}
.gl-ring{transform-origin:180px 180px;animation:spin 60s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
@media (prefers-reduced-motion:reduce){.ga-b,.sh-check,.gl-ring,[style*="animation"]{animation:none!important}.reveal,[data-stagger]>*{opacity:1;transform:none}}

/* ── Print (insights) ──────────────────────────────────────────────────── */
@media print{
  .nav,.mobile-menu,.sp-wa,.sp-cookie,footer,.cta-band,.crumbs,.hero-cta,.page-hero::before{display:none!important}
  body{background:#fff;color:#000;font-size:12pt}
  .page-hero{background:#fff;padding:1rem 0}
  .page-hero h1{color:#000}
  .page-hero .lead,.article p,.article li{color:#222}
  .article h3{color:#000}
  .article a{color:#000;border-bottom:none}
  .article a[href^="http"]::after,.article a[href^="/"]::after{content:" (" attr(href) ")";font-size:.85em;color:#555}
  .sec{padding:1rem 0}
  .sec-light,.sec-white{background:#fff}
}